Guide · Freelancers

Paid in USDT? Spend it in dollars, no bank needed

Paid in USDT and want to spend it in US dollars without going through a bank? If you work for overseas clients, Cryptocard gives you a Visa in US dollars that you top up with USDT or USDC. Pay for your tools, subscriptions, travel and shopping in dollars, with no international transfers and no bank hassle. Your card is ready in about 5 minutes.

Get my card →

Reviewed on October 29, 2026

Cryptocard Visa Signature card

What freelancers pay for

ChatGPT PlusClaude ProFigmaAdobeCanvaNotionGitHubAWSHosting and domainsAirbnbFlightsAmazon

How it works

  1. Create your account at app.cryptocard.la and verify with your ID and a selfie. You have your card and your wallet in about 5 minutes.
  2. Give your wallet to whoever pays you. Your client or employer pays you in USDT or USDC on Polygon, BNB Chain or Tron.
  3. Choose how much to load to your card. Your balance stays in your wallet until you need it. You can also top up the card directly from any exchange.
  4. Pay in US dollars at any store that accepts Visa, online or with Apple Pay and Google Pay.

Why skip the bank

Outside Latin America too

Guides for freelancers in Australia · New Zealand · Saudi Arabia · Malaysia · Indonesia · Thailand · Oman · Brunei · Mauritius.

Card fees

Issuance and maintenanceFree
US dollar purchases0%
Cashback on digital subscriptions10%
USDT / USDC to US dollar conversion on top-up1.5%
Purchases in other currenciesVisa exchange rate
Minimum top-upUSD 10
Top-up networksPolygon · BNB Chain · Base · Solana · Tron (USDT)

In physical stores too, with your phone

Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.

Apple PayGoogle PayContactless Visa200+ countries

How to add it to iPhone →How to add it to Android →

Frequently asked questions

Can my client pay me directly?

Yes. Give them your wallet address and they pay you in USDT or USDC on Polygon, BNB Chain or Tron. Then you choose how much to move to your card.

Can Upwork or Fiverr pay me straight to the card?

Not directly: those platforms pay out through their own methods. Withdraw as usual, buy USDT on an exchange and send it to your card. If your client pays in USDT or USDC, it goes straight in.

How long until it is ready?

Usually about 5 minutes: create your account, verify with your ID and a selfie, and the card is issued.

Is there a monthly fee?

No. The card has no issuance fee and no monthly fee.

More guides

The card in other countries

Your US dollar card, in minutes

Free, no monthly fee and 0% fee on US dollar purchases.

Get my card →