Your overseas clients pay you in USDT or USDC and you spend it with a Visa in US dollars: tools, subscriptions, flights and shopping, with no international transfers and no bank hassle. Verify with your ID and a selfie, and you have your card in about 5 minutes.
Get my card →Reviewed on October 29, 2026

Many New Zealand freelancers work for clients in Australia, the US and Europe, and almost every work tool bills in US dollars. If you get paid in USDT or USDC, the card lets you pay for those tools with no conversion and no waiting for an international transfer.
It is a virtual card: to pay in a physical store, add it to Apple Pay on your iPhone (Apple Pay works in New Zealand) and tap your phone on the terminal. It works at supermarkets like Woolworths, New World, Pak'nSave or Four Square and any store that accepts contactless Visa. On Android, if Google Wallet is available on your phone, add it to Google Pay.
In New Zealand you can buy USDT with NZ dollars on local or international exchanges.
If you already hold USDT on an exchange or in your wallet, just send it over a supported network: Polygon, BNB Chain, Base, Solana or Tron. The balance is held in US dollars.
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana · Tron (USDT) |
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Yes. Your card has its own top-up address: your client sends USDT or USDC to it over a supported network and the balance is ready to spend in US dollars.
Yes. They pay you in USDT or USDC to your card's address and you spend in US dollars wherever Visa is accepted.
No. The card is topped up with USDT or USDC from any wallet or exchange; you don't need a bank account in New Zealand or anywhere else. There is no issuance fee and no monthly fee.