A virtual card you top up with USDT or USDC
If you earn or save in stablecoins, you can spend them directly, without selling them P2P or going through a bank. Send USDT or USDC to your card and the balance is held in US dollars to pay at any merchant that accepts Visa.
Get my card →Reviewed on October 18, 2026
Use it at
How top-ups work
- Each card has its own deposit address. You see it in the app, with its QR code.
- Send USDT or USDC from any wallet or exchange, on Polygon, BNB Chain, Base or Solana.
- Once the network confirms the transaction, the balance is credited in US dollars.
What you can do with your balance
- Pay online at any merchant that accepts Visa: Amazon, AWS, Meta and Google ads, flights, subscriptions.
- Pay in stores with Apple Pay or Google Pay.
- Withdraw cash at ATMs that accept contactless Visa (3.5% fee).
Which network to use
- Polygon, BNB Chain and Base: very low network fees. The most used for top-ups.
- Solana: also cheap and fast.
- The network fee is charged by the blockchain when you send, not by us.
Card fees
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana |
In physical stores too, with your phone
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Frequently asked questions
Do I have to sell my USDT?
No. You send USDT or USDC to your card and it is converted to US dollars when credited.
How long does it take to be credited?
As long as the network takes to confirm the transaction: usually a few minutes.
What is the minimum top-up?
USD 10. Smaller top-ups may not be credited.
Is it a physical card?
It is virtual: you use it online and in stores with Apple Pay or Google Pay.
Do I need to verify my identity?
Yes. The card is issued in your name, so we ask for a photo of your ID and a selfie. It usually takes a few minutes.