How to pay for digital subscriptions with crypto
Netflix, Spotify, YouTube Premium, Adobe and Canva don't accept crypto directly. The simplest way to pay for them with your stablecoins is a card you top up with USDT or USDC.
Get my card →Reviewed on October 18, 2026
Subscriptions you can pay for
Your options
- Sell your crypto and pay with your local card: you go through an exchange or P2P, wait, and your bank often adds foreign purchase fees.
- Gift cards bought with crypto: they work for some services, but you have to buy them every month and not every country has all of them.
- A card you top up with stablecoins: top it up once, add it to the service and it renews every month.
How to do it with Cryptocard
- Create your account and verify your identity at app.cryptocard.la.
- Top up with USDT or USDC on Polygon, BNB Chain, Base or Solana.
- Add the card as a payment method in the service account, with the details shown in the app.
- We give you 10% of those subscriptions back to your balance. See terms.
US dollars or local currency
Some services charge in US dollars worldwide (for example, many software and AI tools): there the purchase has a 0% fee.
Others, like Netflix or Spotify, usually charge in your country's currency. In that case Visa's exchange rate applies, the same one shown by the Visa calculator.
Common errors
- "Card declined" when subscribing: check your balance. Some services make a test authorization before the first charge.
- The renewal fails: it is almost always low balance on the billing day. Keep a little extra on the card.
- Billing details: use the name and address you verified your identity with.
Card fees
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana |
In physical stores too, with your phone
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Frequently asked questions
Do Netflix or Spotify accept crypto?
Not directly. You need a traditional payment method, like a Visa card you top up with your stablecoins.
Can I pay for several subscriptions with the same card?
Yes. You can add it to as many services as you want; each one charges separately.
What happens if I have no balance on the renewal day?
The charge is declined and the service usually retries or pauses your account. We don't charge you anything for that decline.
How does the cashback work?
We give you 10% of your digital subscriptions back to your balance, a few days after each purchase. See terms.