A US dollar card in Ecuador, topped up with USDT
A Visa in US dollars that you top up with USDT or USDC from any wallet or exchange, with no bank account. Since people pay in US dollars in Ecuador, all your purchases, online and in stores, involve no conversion.
Get my card →Reviewed on October 25, 2026
What you can pay for
Why it helps in Ecuador
Ecuador uses the US dollar, so with this card there is no conversion anywhere: not on your subscriptions and not at the supermarket around the corner. What changes compared with a local card is that you top it up with USDT or USDC, without a bank account, and foreign purchases carry no bank surcharges.
At supermarkets and stores in Ecuador
It is a virtual card: to pay in a physical store, add it to Apple Pay on your iPhone (Apple Pay works in Ecuador) and tap your phone on the terminal. It works at supermarkets like Supermaxi, Megamaxi, Mi Comisariato, Tía or Coral, pharmacies, restaurants and any store that accepts contactless Visa. On Android, if Google Wallet is available on your phone, add it to Google Pay the same way.
Where to get USDT in Ecuador
In Ecuador, many people buy USDT with dollars on Binance P2P, paying by bank transfer.
If you already hold USDT on an exchange or in your wallet, just send it over a supported network: Polygon, BNB Chain, Base or Solana. The balance is held in US dollars.
How to get it in Ecuador
- Create your account at app.cryptocard.la.
- Verify your identity with your cédula or passport plus a selfie. It usually takes a few minutes.
- Enter your address in Ecuador as it appears on your documents.
- Top up with USDT or USDC and the card is ready to use online or with your phone.
Card fees
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana |
In physical stores too, with your phone
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Frequently asked questions
Do I need a bank account in Ecuador?
No. The card is topped up with USDT or USDC from any wallet or exchange; you don't need a bank account in Ecuador or anywhere else.
Do purchases in Ecuador have a fee?
No. Stores in Ecuador charge in US dollars, so they have a 0% fee, just like US dollar purchases abroad.
Is there a monthly fee?
No. The card has no issuance fee and no monthly fee.