A US dollar card in Guatemala, topped up with USDT
A Visa in US dollars that you top up with USDT or USDC from any wallet or exchange, with no bank account. What is charged in dollars is paid in dollars, with no fee; what you pay in quetzales is converted at Visa's exchange rate.
Get my card →Reviewed on October 25, 2026
What you can pay for
Why it helps in Guatemala
Many families in Guatemala have relatives in the United States and move between both countries, and more and more people work for clients abroad. If you hold dollars in USDT, the card lets you spend them in dollars online or on your trips, and in Guatemala you pay in quetzales at any store that accepts Visa.
At supermarkets and stores in Guatemala
It is a virtual card: to pay in a physical store, add it to Apple Pay on your iPhone (Apple Pay works in Guatemala) and tap your phone on the terminal. It works at supermarkets like Paiz, La Torre, Walmart or PriceSmart, pharmacies, restaurants and any store that accepts contactless Visa. On Android, if Google Wallet is available on your phone, add it to Google Pay the same way.
Where to get USDT in Guatemala
In Guatemala you can buy USDT with quetzales on Binance P2P.
If you already hold USDT on an exchange or in your wallet, just send it over a supported network: Polygon, BNB Chain, Base or Solana. The balance is held in US dollars.
How to get it in Guatemala
- Create your account at app.cryptocard.la.
- Verify your identity with your DPI or passport plus a selfie. It usually takes a few minutes.
- Enter your address in Guatemala as it appears on your documents.
- Top up with USDT or USDC and the card is ready to use online or with your phone.
Card fees
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana |
In physical stores too, with your phone
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Frequently asked questions
Do I need a bank account in Guatemala?
No. The card is topped up with USDT or USDC from any wallet or exchange; you don't need a bank account in Guatemala or anywhere else.
Does it work with my DPI?
Yes. You can verify with your DPI (front and back) or your passport.
Is there a monthly fee?
No. The card has no issuance fee and no monthly fee.