Your overseas clients pay you in USDT or USDC and you spend it with a Visa in US dollars: tools, subscriptions, flights and shopping, with no international transfers and no bank hassle. Verify with your ID and a selfie, and you have your card in about 5 minutes.
Get my card →Reviewed on October 29, 2026

Australia has a large community of freelancers and remote workers billing clients in the US, Europe and Asia. Getting paid in US dollars, converting to AUD and back to USD for your tools costs you twice. If your clients pay you in USDT or USDC, the card lets you spend those dollars directly.
It is a virtual card: to pay in a physical store, add it to Apple Pay on your iPhone (Apple Pay works in Australia) and tap your phone on the terminal. It works at supermarkets like Woolworths, Coles, Aldi or IGA and any store that accepts contactless Visa. On Android, if Google Wallet is available on your phone, add it to Google Pay.
In Australia you can buy USDT with Australian dollars on local or international exchanges, paying by PayID or bank transfer.
If you already hold USDT on an exchange or in your wallet, just send it over a supported network: Polygon, BNB Chain, Base, Solana or Tron. The balance is held in US dollars.
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana · Tron (USDT) |
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Yes. Your card has its own top-up address: your client sends USDT or USDC to it over a supported network and the balance is ready to spend in US dollars.
Yes, with your passport and your current address in Australia.
No. The card is topped up with USDT or USDC from any wallet or exchange; you don't need a bank account in Australia or anywhere else. There is no issuance fee and no monthly fee.