Get paid in USDT in Malaysia, spend in dollars, no banks
Your overseas clients pay you in USDT or USDC and you spend it with a Visa in US dollars: tools, subscriptions, flights and shopping, with no international transfers and no bank hassle. Verify with your ID and a selfie, and you have your card in about 5 minutes.
Get my card →Reviewed on October 29, 2026
What freelancers pay for with the card
Why freelancers in Malaysia use it
Malaysia has a large community of digital freelancers: designers, developers and writers who work for clients worldwide and get paid in US dollars. With the card you spend your USDT in dollars, with no conversion, on tools and subscriptions, and in Malaysia you pay in ringgit wherever Visa is accepted.
Get paid in USDT, spend in dollars
- Your card has its own top-up address. Give it to your client and they pay you in USDT or USDC straight to the card.
- If a platform pays you in another currency, buy USDT on an exchange and send it to your card.
- No banks in the middle: no international transfers that take days and no questions about payments from abroad.
At supermarkets and stores in Malaysia
It is a virtual card: to pay in a physical store, add it to Apple Pay on your iPhone (Apple Pay works in Malaysia) and tap your phone on the terminal. It works at supermarkets like Lotus's, AEON, Jaya Grocer, 99 Speedmart or 7-Eleven and any store that accepts contactless Visa. On Android, if Google Wallet is available on your phone, add it to Google Pay.
Where to get USDT in Malaysia
In Malaysia you can buy USDT with ringgit on exchanges registered with the Securities Commission or on P2P marketplaces.
If you already hold USDT on an exchange or in your wallet, just send it over a supported network: Polygon, BNB Chain, Base, Solana or Tron. The balance is held in US dollars.
Your card in about 5 minutes
- Create your account at app.cryptocard.la.
- Verify your identity with your MyKad or passport plus a selfie.
- Enter your address in Malaysia as it appears on your documents.
- In about 5 minutes you have your card: top up with USDT or USDC and use it online or with your phone.
Card fees
| Issuance and maintenance | Free |
| US dollar purchases | 0% |
| Cashback on digital subscriptions | 10% |
| USDT / USDC to US dollar conversion on top-up | 1.5% |
| Purchases in other currencies | Visa exchange rate |
| Minimum top-up | USD 10 |
| Top-up networks | Polygon · BNB Chain · Base · Solana · Tron (USDT) |
In physical stores too, with your phone
Add the card to Apple Pay on your iPhone or Google Pay on your Android and tap to pay at any store worldwide that accepts contactless Visa: supermarkets, restaurants, transport, travel.
Frequently asked questions
Can my client pay me straight to the card?
Yes. Your card has its own top-up address: your client sends USDT or USDC to it over a supported network and the balance is ready to spend in US dollars.
Does it work with my MyKad?
Yes. You can verify with your MyKad (front and back) or your passport.
Do I need a bank account in Malaysia?
No. The card is topped up with USDT or USDC from any wallet or exchange; you don't need a bank account in Malaysia or anywhere else. There is no issuance fee and no monthly fee.